I hate Michael Moore. He is the ultimate bleeding heart liberal whose holier than thou philosophies are so detached from reality that were he to champion perfect positions for the next 80 years he could not undo the damage he's done.
That being said, I agree that we need localized banks (point 4).
We didn't have a central bank originally (1776) for a population of ~2.5 million, which is less than 1/14th the population of California today. End the Fed.
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The only reason the Federal Reserve is still in business is the ignorance of the American People. Once people realize that a private bank regulates our monetary policy, they tend to agree that it is a foolish back door for corruption.
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